Business Loans

Diverse Merchant Solutions is Changing the Way Small Businesses Access Capital

Diverse Merchant Solutions uses technology to focus on the true health of your business – not just credit scores. A strong cash flow and good payment behavior demonstrate the performance of your business and can help you to qualify for business loans from $5,000 up to $150,000. By reviewing business performance in addition to credit history, we can identify healthy businesses that others pass by.

Our cutting-edge technology allows us to make decisions quickly and fund loans fast. Applications for loans under $35,000 may be approved in as fast as one hour, and loans from $35,000 to $150,000 may be approved in as fast as one business day.

Diverse Merchant Solutions Short Term Business Loan vs SBA Loan

The Small Business Association (SBA) loan is ideally suited for small business owners with strong personal credit histories and well-organized financial and business planning systems. SBA loans are really bank loans, submitted to the SBA for guaranteed payment, allowing the bank to lend with reduced risk.

Diverse Mrchant Solutions knows the true health of your business is not based on just a credit score. That’s why our technology focuses on the cash flow of your business instead of just credit scores. This means we can approve many businesses that may have been denied by their bank.

Get Started

Get Started With Diverse Merchant Solutions & see the lending options available to your business. Free & No obligation, takes just 5 minutes! Real capital for real business. On your terms, really.

We know how frustrating it can be when you see opportunities you can’t act on because you don’t have the right financing. The reality is, lots of small business loan applications get rejected by banks. But the good news is, that Diverse Merchant Solutions is ready to say “yes” to your needs with real capital that lets you control payments on your terms.

Rethink Your Small Business Loan Options

At Diverse Merchant Solutions, we’re all about saying “yes” to your financing needs. Plus, you can count on the predictability of smaller, fixed payments to help plan and manage cash flow better. Unlike with other lenders, the application process takes hours, rather than weeks.

"Yes" Approach to Business Underwriting and Choose the Loan Terms that Works Best

We’re totally different from those “old logic” finance companies that rely mainly on your personal credit score and collateral. Instead of focusing on just these one or two factors, Diverse Merchant Solutions works hard and finds ways to say “yes.”


Our popular form of financing has been featured in: